Insured Can't Claim Anything More Than Insurance Policy Coverage It seems that you are interested in the topic of insurance policy coverage and how it affects the claims of the insured. the general principle is that an insured cannot claim anything more than what is covered by the insurance policy. The terms of the insurance policy, which determine the liability of the insurance company, must be read strictly. If the damages or losses from a covered incident exceed the insurance policy limit, the insured may have to bear the excess amount or seek other sources of compensation, such as an another defendant, or the personal assets of the at-fault party. However, there may be some exceptions or remedies available to the insured, such as suing the insurance company for acting in bad faith or negotiating a lower settlement amount. I hope this information helps you understand the issue better 😊